Credit report social engineering?
Ok, heres a bit of social engineering for you.
Have you ever wanted someone's credit report? Their whole credit report? Well, working the system can let you have it for free. A few things you should know firse are as follows:
A. If you get turned down for a credit report in the US, you are given all information used to base their decision.
and
B. American Credit companies are stupid.
With that in mind get a credit card application, you can get them just about anywhere. When filling out the info put in the name of the person whos info you wish to get. Now there is only two more things you must do. First you will be going out and getting a random po box that isn't designated to anyone in specific, anonymous is best. On the applications there are two places for addresses, these are for current addresses which is where you put your random po box in, and previous address, which is where you put the current address of the person whos credit you want. This will make the credit card company believe that your victim has recently moved and is applying for a credit card.
*NOTE that is all you put on it.
If you try to put birthdays or random other info it might get approved or it might not be recognised with the companies data. Since there is only a name and address on the application it will be denied and all the person's credit information will be mailed to the new "current address" or better known as your p.o. box.
This is one of the ways people get information to steal identities...now, I'm telling you this as a warning as to how easy it is to be done, not as a guide for stealing identities.
Sorry it's been so long between posts, College started back up, but keep checkin back and posting questions if you have any.
AK
Have you ever wanted someone's credit report? Their whole credit report? Well, working the system can let you have it for free. A few things you should know firse are as follows:
A. If you get turned down for a credit report in the US, you are given all information used to base their decision.
and
B. American Credit companies are stupid.
With that in mind get a credit card application, you can get them just about anywhere. When filling out the info put in the name of the person whos info you wish to get. Now there is only two more things you must do. First you will be going out and getting a random po box that isn't designated to anyone in specific, anonymous is best. On the applications there are two places for addresses, these are for current addresses which is where you put your random po box in, and previous address, which is where you put the current address of the person whos credit you want. This will make the credit card company believe that your victim has recently moved and is applying for a credit card.
*NOTE that is all you put on it.
If you try to put birthdays or random other info it might get approved or it might not be recognised with the companies data. Since there is only a name and address on the application it will be denied and all the person's credit information will be mailed to the new "current address" or better known as your p.o. box.
This is one of the ways people get information to steal identities...now, I'm telling you this as a warning as to how easy it is to be done, not as a guide for stealing identities.
Sorry it's been so long between posts, College started back up, but keep checkin back and posting questions if you have any.
AK
posted by Akiratima at 1/20/2005 11:40:00 PM
8 Comments:
not bad at all keep up the good work
thank ya
First you will be going out and getting a random po box that isn't designated to anyone in specific, anonymous is best.Heheh...yeah, good luck! Have you tried to get a "random" or "anonymous" PO (or mail service) box lately, particularly since all the "Homeland Security" regulations were put into effect? Virtually impossible, huge bribe notwithstanding.
Yeah. i have a PO Box, and they made you give 2 forms of id...
Actually, it's suprisingly easy to get an anonymous po box designated to you. Upon filling out a form they are restricted, by law, to not give out any information about the owner of the po box. This information can not be subpoenaed in a court setting due to the regulations of the USPS. It's good to know how things work.
Did you know postal cars don't have to follow traffic lights? Only government that doesn't have to, in normal situations.
Please check your sources before you comment next time. Danke.
The USPS will release the info to gov agencies, under subpoeona, or to a process server. They won't (or aren't supposed to) release it to the general public anymore, but yes, "the man" can get the info.
Well, the USPS will release it to the IRS for possible tax fraud claims, but the IRS shouldn't be around much longer because the House of Representatives came up with the idea of dissolving the IRS and replacing it with a flat tax and Bush supports this. Also with the current amount of time it takes for a trial to go to court, if the USPS does get sued then the chance of it coming to pass before the dissolving of the IRS is slim to none.
So yo udon't have to worry all too much.
I would say yes if certain stipulations are met.
1: they'd have to have a mailbox that you could take the mail out of because if they have a mail slot then chances are that the owner of the place will end up with the info...and we don't want that.
2: if you have enough time to sit and watch and wait for the mail to come otherwise someone else, a nosey neighbor or whatnot, might pick up the mail for the actual owner of the house.
The benefit of the random po box is that you have control over it. This means you can take your time getting to it and if you have a job or something you could just run by before or after work some day and pick it up.
Post a Comment
<< Home